In Episode 28 of The Vault, we discuss this week’s controversial opinion, “It’s okay to spend when you’re in debt”, before diving into our listener dilemmas:

- I can’t give up my bougie membership
- I don’t feel as financially free as I should do

We celebrate a savvy community member’s win - they dodged debt by using their emergency fund to cover nearly £300 in car repairs, and they're now excitedly setting up a sinking fund to stay ahead of next year's MOT! 🚗💸

If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com

Send your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future episode 💌

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Chapters:
00:00 Introduction and Initial Thoughts on Bougie Spending
00:26 Welcome to The Vault
00:48 Fun Facts and Personal Stories
02:23 Controversial Opinions on Spending While in Debt
03:26 Discussing Debt-Free Journeys and Spending Habits
07:54 Dilemma: Bougie Membership and Debt
11:40 Financial App Promotion
12:18 Evaluating the Worth of Bougie Expenses
15:18 Designer Labels and Financial Perspectives
17:33 Designer Gifts Only
17:54 Balenciaga Trainers Story
19:03 Emergency Fund Success
21:44 Planning for Financial Freedom
23:49 Building and Growing Wealth
27:31 Financial Health and Fitness
30:33 Final Thoughts and Wrap-Up

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

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About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
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